The cost of your company's 401K plan does not show up on your P&L statement, so hence most business owners are not aware of the expenses that are paid out of their account balances, each year.
In many cases over a 20 year period the business owners could be paying out over $100K from their personal retirement account with pre tax dollars.
There is a better more cost effective way.
We will help design a plan that maximizes benefits for top employees, so you can retain & attract the best talent
We live in a competitive environment and finding the best most dedicated people can be a challange. While salary is a key motivator other benefits can be equally as important. A retirement plan cannot be on auto pilot and left alone. You employees should also understand the benefits and value you give them by participating in the plan.
In addition, as the Plan Sponsor of a Qualified Retirement Plan,you have a Fiduciary Responsibility to make sure that the plan is operated in the Best Interest of the participants and their beneficiaries which includes current and former employees in the plan.
We help make this all easier and handle much of the work for you.
What we do
- Fiduciary Governance Support & Documentation
- Plan Design Analysis & Benchmarking
- Investment Selection Support and Monitoring
- Investment Policy Development & Support
- 3(21) and /or 3(38) Fiduciary Support
- Annual Performance Review with Investment Committee
- Vendor Search and Selection Support Process
- Plan Conversion Implementation Support
- Participation Education and Support
- Plan Audit Support
- Custom Asset Allocation Solutions
- Committee Fiduciary Education
- Provide ongoing education & Support to Participants
- Provide individual financial plans at no charge
Why work with us?
- We are completely independent
- We partner directly with you and have no conflicts of interest
- We help reduce your legal and financial risk
- We have no Sales Quotas to meet for a particular Company
- We increase efficiencies designed to result in increased participation for plan success.
- We always act as a Fiduciary
Have a Certified Financial Planner contact you
Thank you for considering Optimized Financial Strategies as your partner in navigating the intricacies of wealth and prosperity. We look forward to the opportunity to serve you with unparalleled expertise and dedication.
Contact Us
CONTACT
320 W Ohio Street
Suite 328
Chicago IL 60654
312.263.1590 X 101
Gene@optfinancialstrategies.com
General Advertising Disclaimer This website is provided by Optimized Financial Strategies which is part of FourStar Wealth Advisors, LLC (“FourStar” or the “Firm”) for general informational purposes only. This information is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and investors should be prepared to bear potential losses. Investments should only be made after thorough review with your investment advisor, considering all factors including personal goals, needs and risk tolerance. FourStar is a SEC registered investment adviser that maintains a principal place of business in the State of Illinois. The Firm may only transact business in those states in which it is notice filed or qualifies for a corresponding exemption from such requirements. For information about FourStar’s registration status and business operations, please consult the Firm’s Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov/